Guaranteed Credit Approval

At McClinton Chevrolet, we believe everyone deserves reliable transportation. Blemishes on your credit should not mean you should have to settle for less. That is why we offer Guaranteed Credit Approval. Many dealerships only look at your credit score to get you approved on a car loan. We don’t think a number should define you. That’s why our finance team considers other factors to get you approved.

We don’t just want to sell you a car, though. We want to put you on the right track to help you rebuild your credit. We start this process by putting you in a reliable car, often with our McClinton Million-Mile Warranty. This way you have peace of mind for the road ahead. We aren’t doing you any favors if we sell you a car that requires constant maintenance and repairs. In most cases, we can get you approved on a brand-new car. However, if a used car fits your needs, rest assured knowing that every used car on our lots is thoroughly reviewed by our service team and every vehicle on our lot must pass West Virginia Motor Vehicle Inspection.

In addition to getting you a reliable car, our team will also work to ensure your monthly payments fit your budget. We carefully examine your unique situation to find a vehicle that fits your needs. We will help you get the right car at the right monthly payment. Our team knows you have better things to do than worry about a steep monthly car payment.

Every new car we sell, and most used cars on our lot, come standard with The McClinton Million. It is our exclusive 10 Year/1,000,000 Mile Limited Powertrain Warranty. With The McClinton Million, your engine, transmission, drive axle, transfer case, and, when applicable, turbocharger, all covered for 10 years or one million miles. In addition, you will also receive two free oil changes and two free tire rotations during your first year of ownership. This scheduled maintenance is included regardless if you buy a new car or a used car with The McClinton Million. In addition to the complimentary service appointments, you’ll also receive one year of roadside assistance at no extra charge.

Frequently Asked Questions

Can you really get me approved? 

Yes, as long as you are making at least $600 per month and are gainfully employed.

Will I need a cosigner?

It depends on many situations, including your credit score, length of employment, the amount you are borrowing, the length of the loan, and so on. Some people require a cosigner, many do not.

What are the interest rates for your guaranteed credit approval program?

Once again, this depends upon a lot of different factors, including current promotions. We’ll gladly explain your options once we receive your application.

Will I need a down payment?

Each situation is unique. In some situations, we can get individuals approved without a down payment. However, a down payment is usually beneficial when applying for financing.

What do I need to bring with me?

Be sure to bring a copy of your driver’s license, current insurance (If applicable,) and your two most recent pay stubs.

What types of income are accepted?

A: Self-pay, disability income, VA Disability income, W2 Income, and more.